become a paga merchant!

what is a paga merchant?

A Paga merchant is a company which has opted to register with Paga, empowering its customers with the option of paying for goods ordered or services rendered via our simple to use, secure and convenient payments platform.

what are the benefits of becoming a paga merchant?

Paga provides merchants:

Practicality: Becoming a Paga Merchant is quick and easy! The basic requirements are a completed application, a funded Paga account and subsequent technical integration. Paga Merchants begin receiving payments from customers almost immediately!

Good auditing and Back Office: A full audit trail keeps our Paga Merchants up to date on all transactions. Our Paga merchants can also download any and all transaction records, in a host of formats, which should make managing the merchant’s back office accounts that much easier.

Weekly Payments: Every week, we transfer money from your Paga account into your pre-selected bank account. No hassle! No stress.

Customer Care: We have a 12 hour customer response team dedicated to resolving any hitches your customers may have before they even become issues. We operate on a 48 hour resolution deadline.

how do my customers make payments to me using paga?

Your customers can pay for goods and services via Paga in 3 ways:

1)Directly on your company’s website (available to Paga online customers only) (available soon).

Once all requirements have been satisfied for Paga to be listed as a payment option on your website, all your customer has to do is select Paga as a payment option when checking out to pay for goods. The process will leverage Paga’s state of the art secure e-widget technology and web-services APIs.

2). Using SMS

1. Type the following message: "Pay ". E.g. Pay 1200 DD 23232232
2. Send to 08161232284
3. Finished!

3).Through our online web portal (available to Preferred Merchants only)

1. Go to
2. Login
3. Click Bill Pay
4. Select Your Company as Biller
5. Pay!

what kind of charges do you offer?

To become a Merchant on our platform, there is a one-time setup fee of N50,000 (Fifty Thousand Naira), which will be deducted from your pre-funded Merchant account. This fee is non-refundable.
Paga also charges for every transaction, as defined below:

Payment Commission due to Paga Amount due to Paga Agent
Payment by Customer 1.0% of value paid up to a maximum of ₦2,000.00 (Two thousand naira) plus a ₦20 surcharge per transaction  
Payment by Customer using Paga via an Agent 1.0% of value paid up to a maximum of ₦2,000.00 (Two thousand naira) plus a ₦20 surcharge per transaction ₦50.00 (Fifty Naira)

ok, I am ready to sign up, what do I do?

Fill out the form below for all inquiries and we will send you an application form and instruction on how to sign up!.